Student Visa Australia - Subclass 500 Study Visa Advice
A Student visa application is not just a course enrolment upload. The Department of Home Affairs assesses the Confirmation of Enrolment, Genuine Student requirement, financial capacity, English evidence, OSHC, immigration history, family members and whether the study plan makes sense.
Subclass 500Genuine StudentCoEOSHCFinancial capacity48-hour work limit
Student Visa At A Glance
Common Student Visa Study Pathways
ELICOS
English language study as a standalone course or as part of a packaged pathway into further study.
VET and TAFE
Certificate, diploma and advanced diploma pathways where course choice and career logic need to be clear.
Higher Education
Bachelor, graduate certificate, graduate diploma and master by coursework applications.
Postgraduate Research
Research masters and doctoral study, with different work-right settings and specific evidence needs.
For packaged courses, the Department of Home Affairs expects all intended CoE codes to be included. Course gaps and the main course in the package can affect visa duration and processing priority.
Student Visa Requirements Australia
- Enrolment: you must generally be enrolled in a course of study in Australia and hold a valid Confirmation of Enrolment when the visa is decided.
- Genuine Student: you must show that studying in Australia is the primary reason for applying and that your study plan is coherent.
- Age: Student visa applicants must generally be 6 years or older.
- Health insurance: you and family members must have and maintain adequate health insurance, usually Overseas Student Health Cover, unless an exception applies.
- Student visa financial capacity: evidence may be required at lodgement or requested during processing. If required and not attached, refusal can occur without the Department of Home Affairs asking for more information.
- Health and character: applicants and relevant family members must meet Department of Home Affairs health and character requirements.
- Onshore lodgement: some visa holders cannot validly apply in Australia. Current visa conditions and bridging-visa consequences should be checked before lodging.
Genuine Student Framework
Applications lodged on or after 23 March 2024 are assessed under the Genuine Student requirement. This draft uses the current Department of Home Affairs framework.
Student Visa Financial Capacity
| Financial item | Current planning figure or evidence issue |
|---|---|
| Student living costs | AUD 29,710 for 12 months, plus course fees and travel costs where financial evidence is required. |
| Partner living costs | AUD 10,394 for 12 months if a partner is included. |
| Child living costs | AUD 4,449 for 12 months if a child is included. |
| School-age child | At least AUD 13,502 per year for schooling costs unless a Department of Home Affairs exception applies. |
| Annual income alternative | The Department of Home Affairs lists annual income evidence of at least AUD 87,856, or AUD 102,500 if family members are included. |
These figures are Department of Home Affairs visa evidence figures, not a real-life Perth or Australia living-cost budget. Actual costs may be higher and should be checked separately.
Student Visa Processing Times And Priorities
For offshore applications lodged on or after 14 November 2025, Department of Home Affairs processing priorities are covered by Ministerial Direction 115. Processing priority and visa eligibility are separate issues.
Student Visa Work Hours And Conditions
| Condition area | What to plan for |
|---|---|
| Work rights | Student visa holders and family members generally cannot work before the student’s course starts. During study periods, the usual limit is up to 48 hours a fortnight, with different settings for some postgraduate research and family-member scenarios. |
| Study requirement | You must maintain enrolment and comply with course progress, attendance and provider requirements. |
| OSHC | You must maintain adequate health insurance for the required period, including family members where relevant. |
| Under 18 welfare | Students under 18 need appropriate welfare and custody arrangements, including consent documents where required. |
Strategic Issues To Resolve Before Lodging
Student visa refusals often come from weak Genuine Student answers, poor course logic, missing financial evidence, unexplained study gaps, provider/course inconsistency, previous refusals or assuming enrolment alone is enough.
- Check whether the course is a genuine progression from previous study and employment.
- Prepare financial evidence before lodgement if the checklist requires it.
- Explain immigration history, gaps, refusals or previous non-compliance clearly.
- Confirm OSHC dates, CoE details, packaged-course sequence and under-18 welfare if relevant.
- Review onshore eligibility before lodging from Australia.
Our Student Visa Process
Review course, provider, visa history and lodgement location.
Build a clear study and career logic before drafting answers.
Organise CoE, OSHC, financial, English, identity and family documents.
Prepare forms and supporting material with quality control.
Lodge when ready and respond to any Department of Home Affairs requests.
Student Visa Fees And Costs
| Item | What to budget for |
|---|---|
| Department of Home Affairs charge | Primary applicant charge for the standard Student visa subclass 500 scenario was checked as AUD 2,000.00. Check the official estimator before lodging. |
| Family members | Additional applicant charges may apply for family members included in the application or joining later. |
| Course and living costs | Budget for tuition, living costs, travel and school-age child costs where relevant. |
| Third-party costs | OSHC, health examinations, police checks, biometrics, English tests, translations and document costs may apply. |
| Professional fees | Pacific Visa Group professional fees depend on complexity, prior refusals, family members, onshore issues and the evidence work required. |
Student Visa FAQs
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Ready To Plan Your Student Visa?
Book a consultation to review your course choice, Genuine Student answers, financial capacity, OSHC, visa history and lodgement strategy before you apply.
Official fee and source links
Use these official Department of Home Affairs and Australian Government links to verify current Student visa eligibility, fees, processing guidance, Genuine Student settings, document checklist requirements, under-18 welfare and CRICOS course information before relying on any visa detail.
- Department of Home Affairs – Student visa subclass 500
- Department of Home Affairs – Genuine Student requirement
- Department of Home Affairs – Student visa processing priorities
- Department of Home Affairs – Global visa processing times
- Department of Home Affairs – Document checklist tool
- Department of Home Affairs – Student visa document checklist disclaimer
- Department of Home Affairs – Welfare arrangements for students under 18
- Department of Home Affairs – Student visa length of stay
- Department of Home Affairs – Visa pricing estimator
- CRICOS – Australian Government course and provider register